In most cases the application process will take no longer than 5 minutes. However, on rare occasions additional information is required to complete the application, in which case the application should take no longer than 30 minutes.

You may qualify for a payday loan if you are a UK resident with a regular income, aged 18 or over and have a bank account with a valid debit card.

Our lending decisions are based solely on affordability. We will never carry out a credit reference search.

The short answer is, yes you can. Swift Money® does not base lending decisions on the credit history of the applicant but the present financial status. We base our decision on the basis of whether you can afford to pay the loan back within the necessary time frame. This is based on the details provided during the application process.

Once your loan has been approved, the funds will be credited into your bank account within 24 hours. If you apply over the weekend, the funds will be credited into your bank account the next business day.

We will deposit the loan amount directly into your bank account.

Circumstances are forever changing and we realize that. If your problem/s still persist, you will just need need to inform us and we will work together to find the best solution available.

You can borrow any amount between 50 and 1000 pounds.